A card for backpackers designed by backpackers

Backpackers need to add another item to their travel list, a Gap Year Card, a prepaid Mastercard designed for backpackers by backpackers that protects you against fraud and theft.

It also works with a large number of international businesses to provide users with travel discounts. Receive between 10 and 15 percent off your ticket prices for Greyhound tickets, hop-on hop-off passes, attraction fees and more.

In addition to those benefits a Gap Year Card offers you a degree of control that other cards do not: You can arrange to have your paychecks directly deposited onto your card; transfer money to your card online from anywhere; or use it to withdraw money from more than a million ATMs worldwide.

There are fees associated with a Gap Year Card, but the fees are similar to those you would incur with a traditional credit card used overseas. Expect to pay for ATM withdrawals and a foreign exchange charge. You’ll also pay a membership service fee, a start-up fee and a small monthly charge. But these charges are relatively small and will be recouped in discounts by the vigilant traveler. From now until the end of the year you can sign up for the card for only £9.95, half the usual purchase price.